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Broker VS Bank
Our mortgage team will go to battle with the banks and other top lenders to get you the best deal on a mortgage. Where the bank can only offer you one rate, we collect as many as we can and then make them bid for your mortgage, saving you thousands in the process.
There’s a lot of “who you know” when it comes to buying mortgages. Somebody who buys thousands of mortgages each year is likely to get a better deal than somebody who buys two in their lifetime.
Let us be your “who you know”.
Get a Mortgage
The best way to get the ball rolling and strike a deal on a mortgage is to give us a call! Every mortgage is different so we need to know who you are and what you want before we get started!
Let’s get you a mortgage!
I did the typical google search real estate agents until a friend recommended Malakai Sparks. His down to earth and professional personality was the first thing I noticed. After just a couple days of emails and looking at houses he knew exactly what I wanted and once we looked at my soon to be house there was nothing that would stop Malakai from helping me get it. The number onereason I would recommend Malakai would be because he fought and did everything he could to make sure I got my house. I knew this was even more true when my lending agents were telling me the same. I know for a fact that if it wasn’t for Malakai I would not be in my dream home today.
Malakai Sparks was very professional and not pushy. He had a lot of local knowledge to find me great homes in orange county. I've dealt with many real estate agents in the past and I think what separates him from the other guys he seems to understand the business & economics of the housing market to help make the right decision. He definitely stands out from the rest.
Malakai Sparks took the day to show me some amazing homes in the Costa Mesa area. He has great knowledge of the local area and took his time to educate me as well as give me pointers from his perspective. Malakai really understood what I was looking for in a home, which made the search fun and easy. He was able to find homes that matched my style and taste. Another trait that really impressed me was his knowledge on the housing market. Especially in todays economy it is vital to work alongside someone who is educated and up to date on the market conditions. Without a doubt Malakai Sparks made my home search easy, stress free and very productive.
Your Perfect Mortgage
Not all home loans are the same. In fact, every single one is different! Our team takes a one on one approach to ensure that you know the details of your home loan without becoming overwhelmed. In this way, we make sure that the mortgage you get is the perfect one for your situation.
Frankly, the banks have screwed the little guy long enough. By paying off your Orange County home loan sooner rather than later, you’ll make sure that your money goes to paying off your home – and not the bank.
We Know Orange County
The core of the Malakai Sparks Group has been born and bred in Orange County. We went to school here, we made friends here, we got married here and we’re buying homes and starting families here. As such, we all have a vested interest in the community that makes Orange County the best place on the planet.
Orange County Neighboroods
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The nature of brokering home loans implies that there will never be any cost or price passed on to you, the consumer. Instead, our mortgage professionals will make a commission on mortgages they sell from the lending institution.
You’re under no obligation to use our services, you’ll never see a bill from us and if you’re not happy with the rates we get, you can walk away at any time.
You’ve really got nothing to lose by giving us a shout and seeing what we can do for you.
Whether you’ve already got an idea of what you might be paying for a mortgage or you’d just like some info on how brokering home loans in Orange County works, please, don’t hesitate to get in touch with us!